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SBI PO Exam Date 2025

SBI PO Exam Date 2025 Author: Sarkari Exam Team Tag: Graduate Job Short Information : State Bank of India (SBI) has released the exam date for the Probationary Officers (PO) Post. This recruitment has been issued for 600 posts. Applications for SBI PO Recruitment 2025 were filled from 27 December 2025 to 19 January 2025. ... Read more

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UCO Bank LBO Admit Card 2025

UCO Bank LBO Admit Card 2025 Author: Sarkari Exam Team Tag: Graduate Job Short Information : United Commercial Bank (UCO) has released the admit card for the Local Bank Officer LBO Post. This recruitment has been issued for 250 posts. Applications for UCO Bank LBO Recruitment 2025 were filled from 16 January 2025 to 05 ... Read more

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I tried Love Island Elma’s peel off lip liner hack on my whole face – trolls say it looks like ‘road rash’

PEEL off lip liner has become all the rage for perfecting the perfect pout.

One woman decided to see if the make-up product would have the same effect for creating a blushing glow.

Person peeling off dark-colored lip stain from their face.
tiktok@rachelalexandra/
TikTok user Rachel Alexandra tried a unique beauty hack to give her cheeks a semi-permanent blush[/caption]
Elma from Love Island applying makeup.
ITV
Love Island’s Elma Pazar applied lip stain liner during her appearance on the All Stars series[/caption]

In her viral video, TikTok user Rachel Alexandra (@rachelalexandra) tried out the unique beauty hack.

She filmed the entire process for her followers, showing them the striking results.

“Blush would have been just fine but [I] saw someone put the viral peel off lip stain all over her face so [I] had to try,” Rachel explained.

Love Island’s Elma Pazar is one of many celebrity fans of a lip stain look.

The 32-year-old, who placed fifth in the reality show alongside Sammy Root, is said to have smuggled her go-to WONDERSKIN Wonder Blading Lip Stain Masque into the villa.

Given Boots is the official supplier for the series, Elma had to be subtle when it came to the £18 buy, which is not available at the high-street retailer.

Available from Amazon or Beauty Bay, the item is designed to give you fuller-looking lips with a hyper-stain.

The waterproof colour doesn’t transfer, fade, feather, or need touching up.

Some beauty fanatics decided to test if the product could be used to create a low maintenance blush look.

Rachel applied the lip stain to her upper cheeks as well as the bridge of her nose.

After leaving the product to set, she carefully peeled it off and gave the camera a panicked look as she took in the harsh contrast.

The TikToker decided to use a face cloth to attempt to blend out the lip stain.

She rubbed vigorously, pausing a few times to show her stress to her audience.

Rachel gave a sarcastic thumbs up as she removed the product from her nose to reveal what looked like a bloody scrape.

“Sometimes the beauty hacks work and sometimes they aren’t worth the effort,” she concluded in the clip’s caption.

Top beauty trends for 2025

Hayley Walker, Beauty Expert at Justmylook spoke exclusively to Fabulous about the big beauty trends for 2025.

Haircare

Hair gloss treatments are a must-have as beauty enthusiasts love the salon-quality shine and enhanced colour delivered by the trending treatment. 

Hair glosses are multifunctional as they nourish the hair while offering a vibrant, healthy-looking finish, combining 2025’s core trends. This treatment is perfect for those seeking an affordable, at-home glow-up. 

2025 will focus on skin repairing and texture-enhancing treatments. 

Skincare

Rejuran treatment, a celebrity-endorsed procedure, will see a rise in demand this year as many seek to enhance the skin’s appearance. The procedure entails injecting polynucleotides derived from salmon DNA to enhance skin texture and elasticity. “Rejuvenation is expected to dominate 2025 skincare trends as many seek to a achieve flawless, youthful complexion. 

Skincare routines will also include back-to-basic products for a simplified routine. 

Ginseng cleansing oil and panthenol cream are among the trending products for 2025. The cleansing oil is excellent for dissolving makeup and impurities without clogging pores and is enriched with nourishing properties to leave the skin feeling and looking refreshed and radiant. 

Makeup 

Makeup trends will follow suit to achieve youthful and radiant looks. Under-eye brighteners will be sought-after products for delivering coverage while enhancing natural radiance. This beauty tool will complement natural beauty while improving and brightening dull skin. 

Makeup looks will be bigger and bolder in 2025 with cluster lashes expected to surge this year. These lashes bring the glam to glamorous looks as they deliver dramatic volume to enhance everyday or special occasion looks. 

Peel-off lip stains circulated the beauty industry in 2024 and are expected to dominate in 2025. The growing popularity of this product is due to its ability to provide long-lasting, transfer-proof colour to lips, enhancing a natural aesthetic. Additionally, cherry-coded aesthetics are expected to be everywhere this year as the deep, rich hue can be achieved using peel-off lip stains or bold lip looks for a dramatic effect. 

Nails

2025 will be another year of countless, show-stopping nail trends. Goddess Nails and Aura Nails deserve an honourable mention as these designs channel an ethereal, celestial aesthetic for bold, self-expressing nails.

Rachel revealed that she planned to “stick to” her trusted liquid blush in the future.

TikTok users shared their thoughts on the hack in the comments section.

“A lil bit of road rash didn’t hurt no one,” joked one viewer.

“You know what, I saw your vision though and that’s what counts,” said another follower.

“It’s cute but the process of even watching this stressed me out,” commented a third person.

Person with red lip stain on their face.
tiktok@rachelalexandra/
Rachel showed her followers the rash-like look the lip stain created on the bridge of her nose[/caption]

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Luke Littler signed up for 13 money-spinning exhibitions worth over £10,000 a night after World Darts Championship win

LUKE LITTLER has pencilled in 13 money-spinning exhibitions across Britain this year as he capitalises on his worldwide fame.

Since turning 18 last month, The Nuke has been able to sign up for the nightly events which take place away from the PDC and off TV cameras.

Luke Littler throwing a dart during a darts match.
Getty
Luke Littler has capitalised on his popularity by signing up for several exhibition events[/caption]
Luke Littler holding a BetMGM Premier League Darts trophy.
PA
The 18-year-old could earn around £10,000-a-night[/caption]

Punters can pay £300 for platinum tickets, which often includes exclusive player meet-and-greet opportunities, involvement in a nine-darts challenge, signed shirts and stage-side reserved table seats.

Littler‘s first exhibition appearance will be in Kelso, Scotland, on April 25 – which is sold out – the night after the Premier League has been staged in Liverpool.

And then it is an afternoon-evening double-header on April 26 at Ayr racecourse.

About 1500 tickets have been sold for the ‘Armageddon’ exhibition in Leicester on May 16, which has Phil Taylor, Luke Humphries and Raymond van Barneveld on the bill.

Yet the day before, the two Lukes will be in Aberdeen – 440 miles away – for night 15 of the 17-week Premier League road show.

Later this year, Littler will throw non-competitive darts in front of loyal fans in Blackpool, Skegness, Derby (on Halloween), Northampton, his home town of Warrington, Aberdeen, Edinburgh and lastly in Portsmouth.

Elite stars can normally expect to earn more than £10,000 a night when they rock up for exhibitions – it is also a great opportunity to sell merchandise and shirts.

Humphries and Littler battled it out in the Prem final last Thursday in Glasgow – the world champion won 6-5 – and they will be in Dublin this week for night three.

CASINO SPECIAL – BEST CASINO BONUSES FROM £10 DEPOSITS

Yet the world No.1 and world No.2 have both pulled out of the Players Championship double-header on Monday and Tuesday in the Dutch town of Rosmalen.

Littler recently opened up about how busy his life has become over the last 14 months, telling the Daily Star: “The schedule is tight!

“So I just want to be in bed all day, but when we go out, we go and have a look around.”

He added: “It depends where we stay. Some places, we go to Germany quite a lot.

“But usually it’s hotel, food, and then you’re off to the venue to play darts… We finish very late.

“And then you can’t just go to a salad place, but most of the time I won’t eat because it’s not a good time to eat at 11pm/12am.

“Most of the time you just want to go to bed!”

Luke Littler prize money breakdown

Here is all the prize money Luke Littler has won so far after being crowned 2025 PDC World Darts Championship winner:

World Championship 2025 – £500,000

World Championship 2024 – £200,000

Grand Slam of Darts 2024 – £150,000

European Tour – £91,000

Player Championships events – £71,500

Players Championship final runner-up – £60,000

UK Open 2023 + 2024 – £17,500

World Matchplay – £10,000

World Grand Prix – £7,500

European Championship – £7,500

(Unranked) Premier League Darts – £315,000

TOTAL: £1.43 million

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Major retailer launches huge closing down sale as two more stores to shut amid 35 closures this month

A MAJOR retailer has kicked off a massive closing-down sale, offering up to 70% off at more stores set to shut their doors for good.

Homebase is set to close two more stores in the coming weeks, following its collapse into administration several months ago.

Store closing sign for Homebase.
Alamy
Homebase crashed into administration in November, but it was partially rescued by billionaire Chris Dawson, the owner of The Range and Wilko[/caption]

The beleaguered DIY retailer has announced a mega clearance sale at its branch on Easlea Road, Bury St Edmunds, which is scheduled to shut its doors for the final time on Friday, 28 February.

Signs have littered the frontage of the shop in recent days stating: “Store Closing. Everything Must Go!”

A spokesperson for administrators Teneo said: “All employee wages and benefits will be paid for their period of employment.

“The joint administrators’ priority is working closely with government agencies to provide support to affected employees.”

This is not the only Homebase store holding a closing-down sale. Shoppers at the Maidenhead branch, located on Stafferton Way, have also been taking advantage of discounts of up to 90%.

However, the exact closure date for this location has yet to be confirmed.

Homebase’s most recent closure took place on February 16, when its store in Selby, North Yorkshire, shut its doors for the final time.

Homebase crashed into administration in November, but it was partially rescued by billionaire Chris Dawson, the owner of The Range and Wilko.

Dawson’s intervention looked to retain “up to” 70 stores and save 1,600 jobs as well as the Homebase brand, leaving 74 branches and roughly 2,000 employees at risk.

Just a week later, Teneo, Homebase’s administrators placed the 74 stores up for sale.

Although the company established a deadline of November 29 for potential buyers to acquire these branches, it’s become clear that not all stores have been saved.

Several Homebase stores, including those in Morecambe, Winchester, Selby, and Derby Kingsway, have displayed unexpected closure notices in recent months, as they were never listed for sale.

It could have been assumed these locations might have been earmarked for rescue by CDS Superstores, the owner of The Range and Wilko.

However, the status of these stores remains uncertain.

Analysis by The Sun reveals that just 57 stores were excluded from being listed for sale and could potentially have been part of CDS’s rescue plan.

Yet, CDS has only confirmed the rescue of 12 stores so far, leaving the total number of saved locations unclear.

Homebase stores saved by The Range

CDS Superstores, the parent company of The Range and Wilko, has thus far confirmed the successful rescue of 12 store locations.

These are location in:

  • Birmingham Kings Heath
  • Blandford Forum
  • Blyth
  • Christchurch
  • Felixstowe
  • Glasgow
  • Leicester
  • Leighton Buzzard
  • London Penge
  • Newton Abbot
  • Stroud
  • Woking

    In January, Homebase closed 20 stores, seven of which had already been acquired by supermarket giant Sainsbury’s in August 2024.

    A further 35 stores are due to close by the end of February, including two more purchased by Sainsbury’s last year in Glenrothes and Inverurie.

    Last month, B&Q agreed to buy five of the chain’s branches that were for sale.

    Currently, 26 Homebase stores remain on the market, while the future of another 43 stores that were never listed for sale remains uncertain.

    Both Teneo and CDS Superstores have declined to comment on the matter.

    What is happening to the stores bought by CDS?

    CDS Superstores previously said it would buy up to 70 Homebase shops.

    It has also taken on the Homebase brand and relaunched its website with thousands of products up for sale.

    It is re-purposing and opening some of the former Homebase stores under its The Range brand.

    The new stores will feature products usually found in The Range but some will also contain “Garden Centres by Homebase”.

    Others will feature “Kitchens by Homebase” spaces.

    The hybrid branches have already started opening with CDS saying it wants to open three a week over the coming months.

    The company plans to open at least 50 before the end of April.

    Stores have opened in Birmingham, Felixstowe and Blyth.

    Pictures of one of the new stores in Bournemouth were revealed when it opened in January.

    CDS said the move to take on up to 70 Homebase sites would see 1,600 staff keep their jobs.

    HISTORY OF HOMEBASE

    • 1979: Homebase was founded by the supermarket chain Sainsbury’s and Belgian retailer GB-Inno-BM
    • April 1981: The first store opened in Croydon
    • October 1981: The second store opened in Leeds
    • 1989: Homebase opened its 50th store in Norwich
    • 1995: The chain boasted 82 stores and Sainsbury’s acquired all 241 Texas Homecare stores
    • 1996-1999: All Texas Homecare stores were converted into the Homebase format
    • 2001: Sainsbury’s sells Homebase but retains a 17.3% minority stake until 2002
    • 2006: Homebase operated as a subsidiary under the Home Retail Group from October 2006 until 2016
    • February 2016: Australian retailer Wesfarmers owner of the Bunnings brand, purchased Homebase for £340million
    • February 2018: Wesfarmers reported losses relating to the takeover of £57million in the year to June 2017, and soon decided to implement a review of the business
    • May 2018: Hilco bought the hardware store chain for just £1
    • 2018-2024: Homebase has closed 106 stores since it was taken over by Hilco Capital

    Why are DIY chains struggling?

    It has been a tricky time for home improvement chains, both large and small.

    It comes as shoppers have been cutting back on spending following the pandemic.

    Plus, the recent turmoil in the housing market has meant that homeowners aren’t as focused on DIY projects as they once were.

    In the spring, Kingfisher, which owns B&Q and Screwfix, revealed that annual profits had slumped by more than a quarter.

    The company reported a 25.1% drop in underlying pre-tax profits to £568million for the year to January 31, 2024.

    Window and door specialist Everest called in administrators in April, leaving customers in the dark about their orders.

    Last year, the group had previously cautioned profits would slip after a 36% drop in pre-tax profits from £1billion to £611million in the 12 months to January 2023.

    Rival Wickes also reported a 31% fall in profits to £52million on flat revenues of £1.55billion for 2023.

    Windows and doors company Safestyle collapsed into administration in October last year.

    The company has a manufacturing site in Wombwell, near Barnsley and 42 sales branches and depots across the country.

    Flooring retailer Tapi recently struck a multimillion-pound rescue deal to save the Carpetright brand and dozens of stores last month.

    Tapi purchased 54 of the chain’s stores and two warehouses in a pre-pack administration deal that saved 300 jobs.

    However, the deal did not include 200 other stores which all closed their doors.

    Read More »

    New sighting of infamous ‘Bushman’ armed bandit on run with ‘gang’ of his kids aged 9 to 11 in bizarre case gripping NZ

    INFAMOUS fugitive dad Tom Phillips and his three children may have been spotted again in the latest twist to the bizarre case gripping New Zealand for years.

    The Marokopa man, who has been on the run with his kids since 2021, was allegedly spotted in a layby on State Highway 4, south of Te Kūiti, on Sunday morning.

    Tom Phillips, New Zealand man.
    New Zealand Police
    Infamous runaway dad Tom Phillips (pictured) may have been spotted with his kids in a new sighting[/caption]
    Three children in front of a waterfall.
    Children Jayda, 11, Maverick, 10 and Ember, nine, disappeared alongside their dad in 2021
    Four people walking in a grassy field.
    Phillips and his three children were previously spotted by teenage pig hunters in October (pictured)
    Illustration of a New Zealand map showing the locations of Tom Phillips' sightings since his disappearance.

    A member of the public reported seeing a group of four people — an adult male and three children — dressed in camouflage around 8.30 am, The New Zealand Herald reports.

    “Police are now working to establish whether this is a credible sighting and are working to rule out other possible scenarios,” a police spokesperson said.

    ON THE RUN

    Phillips, 36, has been hiding in the New Zealand wilderness with his children – Jayda, 11, Maverick, 10 and Ember, nine – since December 2021.

    The last confirmed appearance of the runaway dad – dubbed ‘the Bushman’ for his ability to live off-grid – and his children was in October last year.

    Two teenage pig hunters captured footage of the group trekking through farmland in bushland west of Coutts Road in Marokopa.

    “This is the first time all three of the children have been sighted, which is positive information, and we know it will be reassuring for the children’s wider family,” police said at the time.

    The sighting triggered a three-day search involving a military helicopter, but Phillips and the children disappeared again.

    Phillips isn’t just wanted for taking his children.

    Police allege he was caught on CCTV attempting to rob a Piopio store in November 2023.

    The masked pair — believed to be Phillips and one of his children — were seen smashing the shop’s front glass before fleeing.

    He’s also accused of robbing a bank and firing a gun at a supermarket worker in Te Kūiti in May 2023.

    Police believe Phillips fled into the wilderness after losing legal custody of his children to Oranga Tamariki, New Zealand’s child welfare agency.

    “That’s effectively why we believe he has taken the children, over custody,” Acting Detective Inspector Andrew Saunders previously said.

    Saunders also suggested Phillips may have used his first disappearance in September 2021 as a “warm-up” for his long-term escape.

    Security camera image of two masked individuals walking near an ATV.
    Tom Phillips was caught on CCTV with a child trying to break into a store
    Newshub
    A mother and her three missing children sitting on a blanket in a park.
    Mum Cat has been desperately pleading for her children’s return

    DESPERATE MUM’S PLEA

    The children’s mum, Cat, has repeatedly begged for their return.

    “I am standing here before you today begging you for your help to bring my babies home,” she said in an emotional video plea last year.

    “They are just innocent children, they do not deserve to be treated this way. They do not deserve the life that is being provided to them right now.”

    Cat has accused Phillips of using their children as “pawns in his game” and believes he is being helped by a network of supporters.

    Criminal psychologist Dr. Tim Watson-Munro has warned of the long-term effects on the children, saying: “I would worry professionally about their psychological wellbeing arising from all of this.

    ” I mean, it’s an abnormal type of life for young kids to lead.”

    Police are urging anyone who may have seen Phillips or his children to come forward.

    Collage of three missing children.
    Cops are urging anyone who may have seen the dad or his children to come forward

    Who is 'The 'Bushman' Tom Phillips?

    TOM Phillips is a fugitive father from New Zealand who has been on the run with his three children since December 2021.

    His case has gripped the country, with police launching multiple searches and appeals for information.

    Phillips first vanished with his children—Jayda, Ember, and Maverick—on September 11, 2021.

    The family was missing for three weeks before unexpectedly returning home.

    Phillips claimed they had been living off the grid in the remote bushland near Marokopa, a small coastal settlement in the Waikato region.

    Following this, a court granted legal custody of the children to Oranga Tamariki, New Zealand’s child welfare agency.

    Just a few months later, in December 2021, Phillips disappeared again—this time for good.

    Authorities issued a warrant for his arrest after he failed to appear in court on charges related to his first disappearance.

    Since then, he and his children have been living in the wilderness, avoiding authorities.

    Phillips has been spotted multiple times over the years, often dressed in camouflage and carrying survival gear.

    He is believed to be living off the land, relying on his bushcraft skills.

    Each time, Phillips has managed to slip away before authorities could catch him.

    Police believe Phillips fled into the wilderness because he lost custody of his children.

    “That’s effectively why we believe he has taken the children, over custody,” Acting Detective Inspector Andrew Saunders said.

    Some experts suggest his first disappearance in September 2021 was a “test run” for his long-term escape.

    Read More »

    The 99p Home Bargains buy selling out in seconds as it’s perfect for winter sniffles – and even celebs can’t get enough

    IT’S the time of year when you can’t go anywhere without hearing someone with a hacking cough or horrendous sniffles.

    But there’s a Home Bargains buy that people say works wonders for a cold – and it’s so popular that it’s literally flying off the shelves.

    Man holding a bag of bath salts.
    TOWIE star Bobby Norris took to TikTok to rave about this 99p Home Bargains buy
    TikTok/@bobbycnorris
    Bath salts on store shelves.
    The vapour bath salts are so popular that the shelf was already half empty by the time he got there
    TikTok/@bobbycnorris
    Young woman blowing her nose.
    Alamy
    The bath salts are said to work wonders at this time of year – when colds are rife[/caption]

    TOWIE star Bobby Norris is the latest famous face to rave about the 99p product – Nuage’s vapour bath salts.

    “Now when I tell you these sell out quick, this is what we’re at,” he said in a video on his TikTok page, turning the camera to show that there were only a few left on the shelf.

    “It’s like the locusts have been!”

    He urged people to “run like a thief in the night” to their local Home Bargains, calling the product a “game changer”.

    “We’ve all got stinking colds,” he sighed.

    “We’re having a terrible time I think. So I would suggest, if you like a bath salt or a shower tablet, get involved.

    “Vapour is the way.

    “And with everything going round at the minute… you need it in your life.

    “I grabbed a couple because as I say, they sell out so so quick.”

    If you aren’t a bath person, it also comes in tablet form for the shower.

    And other Home Bargains shoppers were quick to agree with Bobby in the comments section, with one writing: “When you know you know!”

    “Ooh I’ll grab some!” another added.

    “I’m going to get some of them,” a third said.

    “Home Bargs is the best place!” someone else gushed.

    But another issued a word of warning, after getting a similar bath product from another manufacturer.

    “I bought that Vicks bath salts and let me tell you, a little goes a long way,” they wrote.

    5 things you didn't know about Home Bargains

    1. Home Bargains was founded by Tom Morris
    2. It’s official name is TJ Morris Ltd but trades as Home Bargains
    3. The first store was opened in Liverpool in 1976
    4. Around 30% of the stores range comprises clearance lines
    5. There are 575 stores nationwide

    “I walked in the bathroom after the bath had been running and it took my breath away!”

    And the positive reviews of the product kept on coming on Amazon, where it’s being sold for £4.59.

    “This time of the year we all get colds, I got this as I had trouble breathing,” one wrote.

    “I put in my bath and relaxed – good strong odour.”

    “Sprinkle 2 handfuls of salts in a hot bath, sit back and enjoy the steam as it relieves you of your stuffiness,” another said.

    “It really is strong – like being in a steam room at a spa!”

    Close-up of a man in a store.
    Bobby is a big fan of the cut-price products you can find in Home Bargains
    TikTok/@bobbycnorris

    Read More »

    Struggling British Gas customers urged to check for letters offering to wipe debts as 600,000 landing on doormats

    STRUGGLING British Gas customers urged to check for letters offering to wipe debts as 600,000 landing on doormats.

    The UK’s biggest energy supplier has announced an extension to its “You Pay We Pay” support scheme.

    British Gas sign.
    Getty
    British Gas has announced it will extend its support scheme[/caption]

    The initiative, which first launched in June 2024, matches customers’ energy debt repayments to help customers pay off their bills.

    For instance, if a customer pays £100, British Gas will pay off £100, too, effectively wiping half the amount owed and getting them back on track sooner.

    British Gas will also introduce a new feature so that customers can take payment breaks.

    That means if you can’t afford to make regular payments you can still benefit from this help.

    The firm said it is now writing to 600,000 customers this month whom they think might be eligible for support.

    It has also written an open letter encouraging those who are struggling to see what help is available. 

    It has a total of £10million to help households in need and the scheme is expected to end this summer.

    You must be a British Gas customer for at least six months to be considered.

    The help will be available to anyone considered to be in fuel poverty or who has sought debt advice, and the scheme is for those on prepayment meters as well as those who are billed.

    Customers can also still access other hardship grants at the same time as this support.

    Chris O’Shea, group chief executive of Centrica, parent company of British Gas said: “We know this winter has been particularly tough for many households, and it’s not always easy to keep on top of growing bills.

    “We want to make sure as many customers as possible get the support they need and that’s why we’re extending our ‘You Pay We Pay’ scheme.”

    It comes as many households are struggling with rising energy costs.

    Ofgem’s latest price cap means the average bill for those not on a fixed deal has risen by £1,717 a year to £1,738.

    This cap will be in place until April and then experts predict the figure will increase again to £1,785.

    Who’s eligible for the help?

    British Gas said that tens of thousands of customers are eligible for the help.

    These customers will be identified “proactively” and receive the support after an assessment by one of its specifically trained advisors.

    This means customers do not need to contact British Gas to apply.

    A detailed assessment would be made to determine if customers qualify for the scheme but broadly, they must:

    • Be in or facing fuel poverty
    • Must have obtained or will obtain debt advice. 
    • Have been a British Gas customer for at least six months
    • Pre-agree a payment amount following the assessment

    Applications are open now and you can apply for the help on the British Gas website by searching www.britishgas.co.uk/energy/help-with-bills/.

    How does it work in practice?

    If British Gas contacts you and tells you you’re eligible to receive support under its “You Pay: We Pay” scheme, you’ll need to agree to repay your debt.

    For example, if you have a £1,000 debt on your British Gas account, you may be able to agree to pay it off over six months from June.

    In this scenario, you could agree to repay £83 a month for the period.

    British Gas would then top up these payments by another £83.

    This means, in total, you’d be paying off £166 of your debt each month.

    Multiply this by six monthly payments, and you’ll have paid off the £1,000 of arrears by December.

    What should I do if I fall into debt?

    You should contact your supplier as early as possible to let them know if you’re struggling.

    Energy debts are priority debts, which means there can be more severe consequences to not paying than with other types of debt.

    Failing to engage with your supplier about your debt could also see them apply for a court warrant to forcibly install a prepayment meter in your home.

    Once you’ve contacted your supplier about your debt problems, ask for an affordable repayment plan.

    Your supplier should work with you to figure out a sensible amount you can pay towards your debts each month.

    Your supplier may also allow you to apply for an energy grant.

    These could be delivered as energy credits to help cover your debt, or your supplier might agree to wipe your outstanding balance.

    Ask your supplier what’s on offer and how to apply.

    What energy bill help is available?

    There's a number of different ways to get help paying your energy bills if you're struggling to get by.

    If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

    This involves paying off what you owe in instalments over a set period.

    If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

    Several energy firms have schemes available to customers struggling to cover their bills.

    But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances.

    For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

    British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

    You don’t need to be a British Gas customer to apply for the second fund.

    EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

    Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

    The service helps support vulnerable households, such as those who are elderly or ill.

    Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

    Get in touch with your energy firm to see if you can apply.

    Read More »