IDBI Bank JAM & AAO 2024 DV & Interview Letter Author: Sarkari Exam TeamTag: Graduate Job Short Details: IDBI Bank has recently release the Result for the recruitment of Junior Assistant Managers (JAM) Grade ‘O’ and Specialist- Agri Asset Officers (AAO) in various subjects (Group-B) Posts. This recruitment was done by IDBI for 600 posts. ... Read more
The post IDBI Bank JAM & AAO 2024 DV & Interview Letter appeared first on Sarkari Exam.com.
A MAJOR update has been issued on the car finance commission scandal with a mammoth compensation bill expected.
The UK’s motor finance industry is bracing for a potential multi-billion pound compensation bill as the Financial Ombudsman Service (FOS) grapples with a surge in complaints related to commission practices.
Over 60,000 complaints are awaiting resolution – a staggering threefold increase since May 2024 – highlighting a potential scandal that could rival the infamous Payment Protection Insurance (PPI) debacle.
The Financial Conduct Authority (FCA) launched an investigation earlier this year into whether motorists were unknowingly overcharged when they took out car loans.
The investigation focuses on past practices where banks allowed car dealerships and brokers to set their own interest rates on loans.
Under a now-banned discretionary commission arrangement (DCA), dealerships and brokers had a financial incentive to charge higher interest rates, as their commission increased proportionally.
However, many customers were unaware of this practice.
As a consequence, individuals who financed the purchase of cars, motorbikes, or vans before 28 January 2021 – when DCA was prohibited – could be entitled to substantial compensation.
James Dipple-Johnstone, interim chief ombudsman at the Financial Ombudsman Service (FOS), appeared before the Treasury Committee today to discuss the scale of these complaints and how they compare to the PPI scandal.
He told MPs: “We’ve got over 60,000 cases with us relating to motor finance commission.
“So it is quite a significant block of work, which is why we’ve put a team onto it, not just to leave it there until the courts decide what they’re going to decide, but to start to prepare it so we can move it through quickly.
“Because we’ll have to be dealing with that next year and the year after.”
The Supreme Court is scheduled to hear an appeal in March 2025 regarding a landmark Court of Appeal ruling from October 2024.
This ruling declared it unlawful for car dealers, acting as brokers, to receive commission from lenders without the fully informed consent of the customer.
This applies to both discretionary commission arrangements (DCAs), where dealers set interest rates, and non-discretionary commissions.
The appeal, brought by Close Brothers and FirstRand Bank, carries significant implications for the motor finance industry.
Should the Supreme Court uphold the Court of Appeal‘s decision, lenders could face a mammoth compensation bill, estimated to exceed £30billion.
Asked how motor finance complaints compare with the scale of PPI, Mr Dipple-Johnstone said: “Obviously the service saw a lot more during PPI but there was a wider selling of that kind of product.”
He said colleagues had said of the PPI scandal: “It was a slow burn, then it increased quite dramatically, and then the service cleared the work through.
“So what we’ve tried to do is learn from that event, prepare our ground, make sure we’ve got the training in place, we can scale up our resources quickly, we understand the product, we’ve got the legal advice, we’ve got the digital platforms to deal with the cases, so that if they do come through to us, we’re able to scale up quickly, so we can provide the best service we can to customers.”
According to the FCA, on a typical £10,000 motor finance agreement, discretionary commission arrangements could have caused customers to pay an additional £1,100 in interest over a four-year term.
The FCA has since extended the deadline for lenders to respond to complaints, meaning borrowers whose lenders received other forms of commission may now also be eligible for compensation.
In anticipation of the financial fallout, several major lenders have already set aside substantial funds.
Lloyds Banking Group has allocated £450million to cover potential fines, while Santander announced last year that it had reserved £295million for possible payouts.
Close Brothers, meanwhile, has opted to withhold dividends to investors and has taken steps to bolster its balance sheet by up to £400 million.
By James Flanders, Chief Consumer Reporter:
What is being investigated?
The FCA announced in January, 2024 that it would investigate allegations of “widespread misconduct” related to discretionary commission agreements (DCAs) on car loans.
When you buy a car on finance, you are effectively loaned the value of the car while you pay it off.
These loans have interest payments charged on top of them and are often organised on behalf of lenders by brokers – usually the finance arm of a dealership.
These brokers earn money in the form of commission – a percentage of the interest payments on the loan.
DCAs allowed brokers to, to a certain extent, increase the interest rate on a loan, which in turn increased the amount of commission they received.
The practice was banned by the FCA in 2021.
Who is eligible for compensation?
The FCA estimates that around 40% of car deals may have been affected before 2021.
There are two criteria you must meet to have a chance at receiving compensation.
First, you must be complaining about a finance deal on a motor vehicle (including cars, vans, motorbikes, and motorhomes) that was agreed upon before January 28, 2021.
Second, you must have bought the vehicle through a mechanism like Personal Contract Purchase (PCP) or Hire Purchase (HP), which make up the majority of finance deals and mean you own the vehicle at the end of the agreement.
Drivers who leased a car through a Personal Contract Hire, where you give the car back at the end of the lease, are not eligible.
The FCA had initially planned to publish the results of its investigation in September, but this has now been postponed to May 2024.
Additionally, firms now have until December 4, 2025, to respond to customer complaints.
The FCA says it has had to push back the deadline due to it taking “longer than expected to get the data” it needed from implicated car finance firms.
Investigators have also been unable to complete their review because of a pending court case surrounding one of the complaints.
It’s worth nothing, the FCA’s decision to extend the deadline to December 4 next year is just when firms have to have respond to any complaints.
Customers are still encouraged to file their complaints before this date, and in some cases, there are specific time limits for doing so.
You can find more information about any time limits the regulator sets by visiting fca.org.uk/consumers/car-finance-complaints.
Consumer finance website MoneySavingExpert.com offers an email template to help you complain to your finance provider.
You can download this by visiting moneysavingexpert.com/reclaim/reclaim-car-finance.
Alternatively, you can complain directly without using the template.
It’s crucial for anyone who took out car finance to file a claim, even if a previous claim was denied.
In your complaint, ask whether you were overcharged due to your broker receiving a commission and request the company to rectify this if it occurred.
If you’re unsatisfied with the company’s response, you can escalate your complaint to the Financial Ombudsman Service (FOS) at no cost.
You have until July 29, 2026, or up to 15 months from the date of the company’s final response letter, whichever is longer.
Avoid using a claims management firm, as they will take a portion of any successful claim.
ERIK TEN HAG is set to be thrown a career lifeline by Dutch giants Feyenoord, according to reports.
Manchester United sacked the 55-year-old boss last October following a poor start to the season.
But Rotterdam-based Feyenoord are understood to want Ten Hag as their new manager after dismissing Brian Priske on Monday.
Rene Hake, ETH’s assistant at Old Trafford earlier this season, is also under consideration for a No.2 role at De Kuip.
Ten Hag won the FA Cup and League Cup during his two seasons in charge of the Red Devils.
He previously had a glorious four-year spell with Feyenoord’s arch-rivals Ajax – leading them to three Eredivisie titles and two Dutch FA Cups.
Ten Hag has also coached fellow Dutch sides Utrecht and Go Ahead Eagles.
Feyenoord have put their Under-21 coach Pascal Bosschaart in caretaker charge of their first team.
Director Dennis te Kloese said: “We are glad that Pascal has shown himself ready to step in on a temporary basis.
“I have spoken to many players and staff, and everyone realises that we still have a great deal to compete for.”
The club is fifth in the Eredivisie, 12 points behind leaders Ajax.
However they are still in the Champions League, and face AC Milan in the knockout phase playoffs at home tomorrow with the second leg in Italy next week.
Liverpool boss Arne Slot led Feyenoord to last season’s KNVB Cup and second-place league finish, having won the title with them in 2023.
And the expectation would be for Ten Hag on league leaders Ajax and PSV Eindhoven, who are both 12 points clear of Feyenoord.
ROB CROSS is ready to put the bite into Luke Littler after getting his wisdom teeth removed!
The 2018 World Champion won the first Players Championship of the year on Monday just 48 hours after getting emergency dentistry.
Now Cross, 34, wants to extract even more pain on ‘The Nuke’ in the Premier League at the OVO Hydro in Glasgow on Thursday night.
He revealed: “I had to cancel a bit of work last weekend as I had a couple of wisdom teeth out Saturday, they’ve been giving me a bit of a jip.
“I don’t feel like my best at the minute, but I can’t really use that as an excuse, If anything it’s a distraction for me head, so I can actually play ball!
“I feel I’m getting better, I wouldn’t say my mouth’s 100 per cent at the minute, but look, if I can deliver that when I’m not 100 per cent, that’s just typical Bobby, innit.”
All eyes will be on Littler after his record-breaking run to the World title at the turn of the year.
The teen sensation, and defending PL champ, will be eager to get off the mark after his opening week defeat to Michael van Gerwen in Belfast.
Littler admits everyone raises their game to beat him but Cross doesn’t feel that will bother him.
He said: “You tell me over the last year how many problems the boy’s had? He’s not really had a lot, has he?
CASINO SPECIAL – BEST CASINO BONUSES FROM £10 DEPOSITS
“So I think you’d be naive to think that it’s going to affect him massively. He will have a target on his back now more so, obviously being World Champion. I think that’s a big thing in the game.
“But he’s still playing great. He showed that and I think he’ll carry on. Why not? The game’s in a good place, he’s still playing very well.
“He’s losing with big averages and sometimes you’ve just got to be patient and wait for the wins.”
Cross also believes in himself as he aims to build on last week’s solid start in Belfast where he reached the semis.
Voltage also won the Dutch Darts Masters three weeks ago, but was comfortably beaten in his last TV clash with Littler at last year’s Players Championship Finals.
He added: “I believe I can beat anyone on my day, but he was special that day. You’ve just got to enjoy it.”
BELOW is a list of darts world champions by year.
The list does not include winners from the pre-Professional Darts Corporation (PDC) era or BDO world champions.
That means Raymond van Barneveld, for example, is only listed once – Barney also won four BDO titles – and none of Eric Bristow’s five BDO titles are included.
Most World Titles
A 483-YEAR-OLD castle that’s survived countless wars could soon be cut off from the UK.
Located in Hampshire, Hurst Castle was built by Henry VIII in the 1540s, becoming one of the most advanced artillery fortresses in England.
Managed by English Heritage, the Tudor castle remains popular with visitors who can even see the Isle of Wight on a clear day.
Despite its popularity with holidaymakers, Hurst Castle could soon be cut off from the mainland under new beach protection plans.
The rewilding plans have been drawn up by the Environment Agency, aiming to protect a mile-long stretch of the shingle coast against the impacts of climate change.
Expected to cost up to £16million, the new plans involve creating embankments that will allow the land to flood.
The land will then transition into a salt marsh over time, with other areas being left to take on a “more natural form”.
However, critics have spoken out against the plans, which they believe could see the 16th-century castle cut off from the mainland.
One campaigner, Dominic May, who is part of a group called Save Lymington and Keyhaven (Slak), said: “Keyhaven river will be changed beyond all recognition, Hurst Castle will be cut off permanently from the shore.
“There will not be any place to shelter under Hurst as the swell and waves will pass over Hurst shingle bank, and Lymington Harbour as a whole will be at risk.
“All of the features in that area will be given up to allow the tidal waters to migrate inland and create new intertidal habitat for the birds.”
The plans are still under consultation, with nothing confirmed.
Closed for the winter, Hurst Castle is set to reopen for its summer season on April 1.
Built by Henry VIII, the castle commanded the narrow entrance to the Solent – a major shipping lane for passenger, freight and military vessels.
The castle was used as a prison in the 17th century, with King Charles I holed up inside its walls.
Hurst Castle underwent significant modifications during the 19th and 20th centuries to adapt to evolving military technology, with armoured wings added to accommodate heavy artillery.
It also played an important role during the Second World War, serving as part of the country’s coastal defence network.
Nowadays, Hurst Castle is managed by English Heritage with visitors able to learn more about its role in defending England‘s southern coast.
The castle has been praised by visitors, with a 4/5 star rating from over 1,400 reviews.
One person wrote: “I have been to this castle many times and enjoy both the shingle walk and the ferry ride over. It’s very interesting and the views are great.”
Another person added: “It’s quite an impressive structure, interesting to see the original foundations from hundreds of years ago.”
Hurst Castle is a 70-minute drive from Portsmouth, and it’s a 50-minute drive from Southampton.
The castle is slated to open on April 1, with entry tickets for adults starting from £8.50 and children’s tickets from £5.50.
THE UK is home to some amazing castles – here are some of the best:
Bamburgh Castle
This medieval fortress is built overlooking the stunning Northumberland coast, offering a wonderfully picturesque place to explore some of England’s history.
The castle itself is incredibly well preserved and dates all the way back to the 11th century.
Kenilworth Castle
Brits can find out about sieges and royal scandals at Kenilworth Castle, one of the most famous forts in the country.
The medieval castle has had a fascinating history and was even transformed into an Elizabethan palace.
Today its keep, its Tudor towers and Elizabethan garden are among the sites people can explore.
Edinburgh Castle
Dominating the skyline of the Scottish capital, Edinburgh Castle has been dubbed “defender of the nation” by locals.
Today, the castle is still an active military base, with the Royal Edinburgh Military Tattoo remaining a highlight among visitors.
It’s also home to Scotland’s Crown Jewels as well as other national treasures.
Last summer, travel reporter Hope Brotherton visited the UK’s ‘best’ castle with live jousting tournaments, a Zog playground and a medieval-themed hotel.
Meanwhile, these are some of the most popular castle stays that can be booked in the UK.
WILLIE MULLINS will field a five-star line-up in his bid for a third Mares’ Chase at the Cheltenham Festival.
His attack will be fronted by 5-2 ante-post favourite Dinoblue, who was an agonising second 12 months ago.
She warmed up for the race with a game win over Allegorie De Vassy, who will also be part of Mullins squad.
She was only fourth last year, but the 7-1 shot was second in 2023 and is a danger to all if on her a-game.
Mullins said: “Dinoblue and Allegorie De Vassy went a great gallop the last day and there was no hiding place, despite there only being the two of them involved.
“I imagine they will reoppose at Cheltenham. I’m very happy with both of them and they will meet off levels at Cheltenham. It will be interesting.”
The unexposed one is Spindleberry, whose jumping was hit and miss on chase debut at Thurles.
This would be a huge step up in grade for the lightly raced eight-year-old, but there could be any amount of improvement from the 16-1 poke.
After her win, jockey Paul Townend said: “Spindleberry was really brave for me at the last – she jumped super.
“She took a blow and will come on for it, and she’ll go on a touch slower ground. I thought it was a good performance.”
His final two entries are Judicieuse Allen (33-1) and Hauturiere (100-1), who both need a big step up on what they’ve achieved over fences.
The five-some won’t have an easy time of it, however, with the well fancied Bioluminescence looking to have standout claims.
She jumped beautifully to make a winning chasing debut and built on that when second to Grade 1 winner Dancing City.
That form stands out, especially as it was against the boys, and she’s currently at 3-1.
Gavin Cromwell has another pair of excellent chances in the race, including last year’s winner Limerick Lace.
She has been nowhere near her best this season, including a heavy defeat behind Allegorie De Vassy, but this is likely to have been the plan all along.
Only By Night is the final of the big contenders, a Grade 2 winner this season who won snugly at Exeter last time.
A responsible gambler is someone who:
Find our detailed guide on responsible gambling practices here.
A MAYOR who wed the “happy” British couple found dead at their French home has revealed a chilling theory behind their tragic deaths.
The bodies of retired financial crime investigator Andrew, 62, and Dawn Searle, 56, were discovered after failing to turn up for a dog walk on Thursday.
He was found hanged at their home in Les Pesquiès, near Villefranche-de-Rouergue, after his wife was seemingly beaten to death just outside in her pyjamas.
The couple moved to the French hamlet almost a decade ago and got married in 2023.
Local mayor Jean-Sebastien Orcibal who officiated their wedding said he believes the deaths could be linked to “problems from the past”.
Mr Orcibal, who also happens to be the couple’s neighbour, told Sky News: “It doesn’t seem like the problem comes from here. They were very happy, very friendly and didn’t seem to have any problems.
“The problem seems to come from the past or somewhere far away.”
Speaking from the room in which he married Andrew and Dawn in September 2023, Mr Orcibal added: “I knew them as well because we were neighbours as I live in Pesquies as well.
“We got to socialise. They were very well integrated in the area.”
Post mortems into the tragic deaths were set to be carried out on Monday to confirm how they died.
Nicolas Rigot-Muller, the Rodez prosecutor in charge of the investigation, confirmed the autopsies were set to be held in Montpellier – but details won’t be released until a press conference at 5pm on Tuesday.
He said on Monday: “Today, the autopsies are taking place. It’s very open.
“It’s far too early for me to say anything, we have to keep our eyes peeled.
“We’re not favouring any direction at the moment. I cannot say if we’re looking for someone.”
Confirming no arrests have been made, he said: “Both died violent deaths, but I cannot yet firmly establish homicide.”
One investigation into the deaths is said to be centring on the husband’s money problems.
Officials refused to comment on suggestions that Andrew borrowed money from unsavoury characters to cover a bill for several thousand euros owed to a local business.
But a source confirmed they were going over finances with a fine-tooth comb.
They said: “Money difficulties can often be the cause of much wider problems and that’s why finances are a key part of the inquiry.”
Andrew, a retired financial crime investigator, reportedly used a pension lump sum to buy their home in Les Pesquiès, south west France.
It came as detectives were uncovering “vital clues” about the couple’s final hours from trawling through their mobile phones.
Andrew’s mobile device is proving “particularly helpful”, according to one detective, after he was spotted making animated calls in previous days.
An investigating source said: “There is a mine of information and recent calls made by Mr Searle which are providing vital clues.”
One line of inquiry is whether it was a possible murder-suicide.
Others include a botched burglary or a hitman linked to Andrew’s anti-fraud work with British banks Standard Life and Barclays.
CCTV footage from a local news agency caught Andrew’s last sighting, the day before the couple were found dead.
He was seen buying two lottery tickets and a bar of chocolate on Wednesday, shortly before 6pm.
The shopkeeper who served Andrew, Isabelle Palazy, 58, shared details about her interaction with the Brit.
She said: “I just couldn’t believe it when I heard the news. He and Dawn were regular customers. He would come in every day and buy Fortuna Blue cigarettes.
“That day he came in just before I was closing and he seemed perfectly happy, he was relaxed and he chatted and bought some chocolate and two lottery tickets.
Andrew’s heartbroken father, Fred Searle, 88, said he has been left with “thousands of questions” following the shock news.
Fred flew to Toulouse on Saturday, near his son’s home, as he wanted to bring the whole family together.
The former British Army major from Littlehampton, West Sussex, said: “We’ve got thousands of questions and very few answers.”
Dawn’s son, Hollyoaks star Callum Kerr, also shared his anguish in a heartbreaking online statement.
Andrew and Dawn were labelled by local friends as being a “popular” and “happy couple”.
Family friend, Odile Marian said: “They never talked about threats. They were not hiding. They were not feeling threatened.
“I don’t know anyone who didn’t like the couple – it would be impossible not to appreciate them.”
SHOPPERS have been left in a frenzy over new bridal T-shirts in Primark with a very on-trend bow twist.
So if you’re getting married this year or are organising a loved one’s hen do, listen up.
The £8 bridal-themed graphic tees come in a selection of styles – with options for both the bride and her friends.
For an understated look, there’s a simple white T-shirt with ‘bride’ embroidered across the front in blue writing.
But there are also cute options that incorporate the continuing bow trend.
For the bride, “I’m tying the knot” with a cute bow image. And pals can snap up a “Bestie’s tying the knot” version with a complementary bow and martini glass graphic.
The white and light blue colour theme is also perfect as a nod to your ‘something blue’.
The bargain tees are available in sizes XS to XL, and can be snapped up on click and collect if you want to reserve them.
Describing them on the website, Primark bosses say: “Say ‘I do’ to this bridal T-shirt that’s ready to make your hen party celebrations extra special.
“Made from cotton, it pairs perfectly with jeans for casual get-togethers or white shorts for summer outings.
“Get your bridal squad involved with the complementary T-shirts and sweatshirts – because what’s a wedding journey without your besties dressing for the occasion, too?”
Staff at the high street giant’s Metrocentre store in Gateshead have since gone viral with 147,000 views after sharing a clip of the bridal tees on the rails.
And brides are in a frenzy over the cute pieces as they race to snap them up.
“Primark must know I’m in my bride era”, gushed one.
A second joked: “So you’re saying I should go to PRIMARK.”
“Love!!! And the colour”, wrote a third.
A fourth echoed: “I need! It’s my colours and everything.”
“Need these. I just ordered them [on click and collect]”, chimed in a fifth.
Meanwhile, a sixth added: “Awww they’re really cute.”
And if you pick up the bow T-shirt, you could continue the theme with an adorable pair of £18 jeans.
The straight-legged mid-rise jeans have tiny white bows printed all over them, even the pockets.
Shoppers have hailed them as an “instant buy” that they are “sprinting for” since spotting them in store.
By Clemmie Feildsend, Fabulous Fashion Editor
AS someone who’s no stranger to grabbing a last-minute outfit from Primark for a night out, it’s about time that celebrities started catching on too.
For as long as I’ve been heading out, Primark has been my go-to for those “I have nothing to wear” moments, rushing in at the last minute to find something perfect.
And I’m definitely not alone – on any Friday or Saturday night, you’ll find plenty of shoppers doing the same thing, right before closing time.
But no matter what, Primark always delivers.
Now, Rita Ora is leading the charge, showing that you can snag a designer-worthy look without spending a fortune at high-end stores.
While Rita’s not rushing in last minute for a red carpet outfit, she’s proving you can achieve the same high-impact style for much less.
Looking stunning in her tailored suit alongside her mum Vera, Rita fit right in among the other A-listers dripping in Prada, Dior, and Victoria Beckham – if anything, she looked even better than some of the guests at The Fashion Awards.
With Myleene Klass and Roxy Horner already jumping on the Primark bandwagon, I’m sure more stars will be following suit soon enough.
ALEX Scott almost jumped out of her skin after thinking that the BBC had messed up the FA Cup fifth-round draw.
Scott was in charge of picking the balls for the draw as giant-killers Plymouth Argyle were drawn against Manchester City.
Scott was joined by former Arsenal midfielder Theo Walcott and presenter Kelly Somers on Monday night.
Walcott picked out the home teams, while Scott was on hand to draw the away sides.
As the draw was about to end, Scott was given the task of grabbing the final ball, which was the No. 6 of Ipswich.
When she read out the number, Somers stated: “And the last ball should be… Ipswich Town.”
The short delay sparked a moment of panic for Scott, who was worried that the trio had gone wrong somewhere.
The former right-back looked on confused and placed her hand to her chest as she exclaimed: “Oh, you scared me then. I was like, what?”
Walcott and Scott burst into laughter as they realised there had been no embarrassing faux pas, as fans called the rest of it a fix.
And Somers reassured the duo: “Perfectly done – do not worry.”
CASINO SPECIAL – BEST CASINO BONUSES FROM £10 DEPOSITS
Somers then issued an apology as she said: “Sorry for scaring you there, it was expertly done.
The FA Cup fifth round will be played across the first weekend of March.
Plymouth were the story of the last round as they stunned Prem leaders Liverpool 1-0 and ended Arne Slot‘s hopes of a quadruple.
Manchester United meanwhile, were drawn in one of three guaranteed all-Premier League ties, taking on Fulham at Old Trafford.
Chelsea and Tottenham both suffered early exits to Aston Villa and Brighton.
Here are all the games from the next round in the FA Cup...
A SOLDIER who took her own life after “sexual harassment” from her boss was also pinned down by a senior officer who tried to kiss her, an inquest heard.
Royal Artillery Gunner Jaysley Beck was discovered dead at Larkhill Camp in Wiltshire on December 15, 2021.
The 19-year-old was subjected to an “intense period of unwelcome behaviour” from Bombardier Ryan Mason, an inquest heard.
A service inquiry report published in October 2023 found this was almost certainly a “casual factor” in Jaysley’s death.
The court heard today how Jaysley was also allegedly targeted by another senior colleaguer, Battery Sergeant Major Michael Webber.
She called her pal, Lance Bombardier Kirsty Davis, in the early hours of July 2021 after staying at Thorney Island, near Emsworth in Hampshire, for a training exercise.
Lance Bombardier Davis said Jaysley told her that “something happened that night, they were all having a few drinks, someone tried it on with her”.
She said that the officer “was trying to kiss her and she was trying to push him away, he was pinning her down”.
The inquest heard Jaysley had called Lance Bombardier Davis from her car and that Webber had “tried to force himself on her more than once”.
Lance Bombardier Davis said: “I do not know if he actually kissed her or tried to, I do not remember if Jaysley said he had touched her or not.
“Jaysley was in tears, she was upset. I think she was just frightened at what was going on and she was crying, just a little bit.”
The court heard that Webber, who is now at Warrant Officer 2 rank, was made subject to a “minor sanction” after Jaysley made a complaint and he wrote a letter of apology to her.
Lance Bombardier Davis told the hearing that Jaysley did not want to take the matter further so “nothing would happen to him or his job as she didn’t want to suffer any backlash from it”.
She added: “Jaysley wasn’t happy with what had happened but if you are in the Army and a lower rank no-one will believe you, especially against a higher rank.
“She didn’t want to get into trouble or cause a drama.”
The Army service inquiry report said the incident was “possibly a factor that may have influenced her failure to report other events that happened subsequently”.
The inquest heard yesterday how Jaysley received thousands of messages from Bombardier Ryan Mason, who she described as being “psychotic and possessive”.
In November alone – the month before Jaysley’s death – she received 3,600 messages from her senior colleague.
In one, he told her: “You’re amazing Jayse, I appreciate you so much, I love everything about you, even your flaws.
“I will always be there along for the ride with you, I have said it before but you’re stuck with me forever now. I love you x As a friend, I love you.”
On November 25, Jaysley told Mason: “This whole falling in love with me, its becoming a bit too much, I have just come out of a relationship and I’m just not wanting to be involved in anything like this.
“It’s weighing me down a little bit, I’ll be totally honest with you.”
She added: “Totally honest here, I just don’t want to hear how you feel about me.”
In another message, Jaysley wrote that she feared Mason was watching her.
She said: “When you said you seen me leave camp I was a bit taken back like are you watching me when you say things like ‘You’re there’ it’s just weird and the whole thing is just bizarre.”
In another message sent 11 days before she died, Jaysley told Mason: “It’s snapping me, I have replied to you and in the space of a couple of minutes you sent three texts and tried to phone me.
“Can you understand why I think it’s a bit too much?”
Jaysley’s mum Leighann McCready told the court her daughter felt that Mason was “overstepping the mark of her friendliness” and was becoming a “creep”.
The mum said Jaysley called her on December 7 “upset and crying” as she worried that her boss had hacked her phone and was listening to her conversations.
The Army report outlined three “contributory factors” to Jaysley’s death – including the “significant strain” of a sexual relationship with a married colleague in the last few weeks of her life.
It also said that family issues, including a bereavement, were possibly a factor, as well as the breakdown of a relationship in November 2021.
The third mentioned an “unhealthy approach to alcohol, with episodes of binge drinking”.
It added that Jaysley had no diagnosed mental health conditions and had not sought welfare support from anyone in the Army.
The inquest continues.
